Clay Cooley Hyundai of Terrell Finance Center

The Finance Center at Clay Cooley Hyundai of Terrell is Your Resource for Everything Related to Auto Financing

Shopping for a new car near Dallas, TX can be a lot more fun when you have a dealership that is willing to assist you through the process. We know that there are more than a few people who drag their feet on buying or leasing a new vehicle because they are not looking forward to the auto financing portion. While you may have had a bad experience with other car dealers in the area when it comes to securing an auto loan or lease, you won't have to worry about that when you come to Clay Cooley Hyundai of Terrell, located at 100 State Highway 205 in Terrell, TX. We are here to provide you with an easy and quick way to take care of your auto financing.

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Buying vs Leasing: Let the Finance Team at Clay Cooley Hyundai of Terrell Be Your Guide

One of the first choices that many folks struggle with when it comes to their car financing is whether they should buy or lease their new Hyundai car, truck, or SUV. We understand why some people may have a hard time with this choice. After all, there are many great reasons to choose either option.

The good news is that the finance professionals at Clay Cooley Hyundai of Terrell can help you discover which of these choices is best for your lifestyle and budget. Our finance team is experienced and knows the ins-and-outs of both of these financing solutions.

You may be wondering what kind of people choose financing. The truth is that it works for many different kinds of car shoppers. Some of the tendencies that may folks who choose financing have in common include:

  • They have unpredictable driving schedules or high mileage driving habits
  • They enjoy owning their vehicle for a long time
  • There is an interest in customizing their vehicle to their specifications

Flexible Credit Options

Meanwhile, people who lease tend to have the following traits in common:

  • They generally don't drive more than 15,000 miles a year
  • They get the urge to own a new car every few years
  • There is little interest in personalizing their new vehicle

Additionally, some people may be interested in knowing the benefits of both options:

Benefits of Financing

  • No worries about any end-of-lease obligations or mileage limitations
  • Equity that can be used toward the purchase of a new car when your auto loan is paid in full
  • No car payment after you pay off your car loan

Benefits of Leasing

  • A low monthly payment on a new Hyundai vehicle
  • No worries about trading or selling your car after your lease ends
  • The opportunity to get into a new car with all of the latest features every few years

The Finance Center at Clay Cooley Hyundai of Terrell Can Help You with Your Trade-in Options

When it comes to buying or leasing a new car, it may require that you unload your current vehicle before you can finalize your deal. The finance center at Clay Cooley Hyundai of Terrell can help you with our options.

We have an online trade-in form that you can complete to give you an estimate of the value of your used car, truck, or SUV. You can use the value of your current vehicle toward the purchase or lease of a new vehicle. The finance professionals at our dealership can advise you on how to best utilize the equity in your vehicle. Do you owe more on your car than what it is worth? Our finance team can help you with strategies on how to make your car deal work.

Whether You Buy New or Used, Our Finance Team Can Help

It doesn't matter if you buy a new Hyundai model or something from our used inventory, the finance team will do what it can to help you find the best financing solution available for your individual situation.

Anyone who is buying a new Hyundai car, truck, or SUV will get to explore our Hyundai financing offers and lease deals. Our finance experts can help you decide whether any of our promotions are right for you. In the past, we have offered attractive APRs and lease payments on select Hyundai models to well-qualified buyers.

People who are buying a pre-owned vehicle can take comfort in knowing that our finance team works with a vast array of in-house lending partners to find them the best car loan for their situation. We have great relationships with the many banks and credit unions that we are proud to call our partners. Our team can often get rates and terms that aren't available to all customers because of how much business we send our partners.

You can find out which options you might qualify for when you complete our online credit application. Fill out this financing form today, so Clay Cooley Hyundai of Terrell can present you with all of your financing choices.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

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  1. Clay Cooley Hyundai of Terrell

    100 State Hwy 205
    Terrell, TX 75160

    • Sales: 972-524-3775
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Get in Touch

  • Contact our Sales Department at: 972-524-3775
  • Monday9:00AM - 7:00PM
  • Tuesday9:00AM - 7:00PM
  • Wednesday9:00AM - 7:00PM
  • Thursday9:00AM - 7:00PM
  • Friday9:00AM - 7:00PM
  • Saturday9:00AM - 7:00PM
  • SundayClosed